I was disturbed that I recently (then) purchased an Off Peak car (restricted hours usage for our foreign friends) and I was shopping around for insurance quotes but none of the major firms offered a discount for Off Peak Cars.

It simply did not make sense to me in actuarial sense (the maths that the insurance companies use to decide risk), since Off Peak Cars “spend less time on the road, (thus statistically) contribute to less accidents”

Contributing to the world is our gift to the souls that share this beautiful planet we live on. Financing global change used to be something only for multi-millionaires, but Web 2.0 and Facebook has changed all that. Read On…

Here is an unequivocal statement – Everyone needs a Financial Map that they are building towards, so that they can live off the investment returns from that nest egg. This is a phase that we complete in life, to finance activities that we are passionate in or to ensure that our families have money if something happens to us.

A graduate couple in Singapore can easily aim towards a $3million liquid asset financial nest egg. This is a figure that we calculated on an average basis, and you might need more or less. It is usually best to choose your own right amount that you need.

It has to be an amount and a lifestyle that is exciting enough for you to look forward to. It should include how you spend as well as how you can finance yourself to live your passion to contribute to the world…