Module 1 - The Psychology of Wealth

Everything in life starts from our interpretation of information that is presented to us. Why do some people smile at a wedding and others cry furiously? How we interpret life will determine the outcomes we get from life.

• Discovering our true reasons for wealth in our life -- Why do we even work or care about our retirement dreams? Why do we need to plan our Personal Finances?

• The Fundamental Pillars of Wealth that will shape your Financial Destiny -- Learn how a multi-millionaire became a beggar and a beggar became a multi-millionaire. Real life story and how it applies to our lives.

Module 2 - Map of our Financial World

I stay in the East, and sometimes I attempt to drive into Jurong estate without a street directory. As you can guess, the outcome is really bad! In our Personal Finance, your destination is Retirement/ Freedom from financial obligations; your map shows the best road you can take.

• Finance Your Burning Passion in Life -- What is your driving force in life? What do you want to do when you retire?

• The $3 Million Graduate Couple Plan-- Just by saving and investing your annual bonuses. This is a benchmark, meaning that it can be lowered or increased depending on your retirement dreams.

• The sub-conscious blocks in our life that deny us from true wealth -- Learn to use a template to break the obstacles down into simple action parts.

Module 3 - The Business of Me Inc.

The first thing you are told when you start a company is "Plan your finances so that you always have enough to tide through any environment." The first thing most people do when they get their first paycheck is "Where to go and celebrate?" Any wonder why many companies get richer as they age while people get poorer as they age? This is all going to change from this point.

• Understanding Company Revenues and Income -- Concept of what brings in the income and what is spent on operations, investments and perks for Me Inc. Whatever you are earning now, make sure that you have an annual budget for yourself. Research has shown that when people consistently record their expenditure, they always spend less.

We will show you our system to record things in a fun manner and yet more informative than any quicken or money software.

• Precise Spending™ -- The System to Increase Satisfaction and spend less at the same time. Psychologically stay ahead of advertisers that sneakily induce us to spend more and more money. Learn the emotional triggers to maximise satisfaction and reduce expenditure!

• Poisonous Expenses™ -- An understanding of what types of expenditure can become poisonous for us in the future, and how to change certain criteria to make it a good expense. A HDB flat can be a poisonous expense or a good expense depending on how it affects our person cash flow statement in the next 5 years.

• Debt Management for Expenses - A system of accelerated debt reduction for anyone who may currently be in unhealthy debt. You can also share this with friends who might need it.

Module 4a - The Nuts and Bolts of Investments

When it comes to Personal Finance, everyone spends time looking for interesting ways to invest. However, it is the simplest and most boring way when you understand in economic terms how the stock market works. For those of you who are allergic to the word "stock market", trust me, you have not heard it in this fun a way before!

We've taught complex theories in 2 mins flat. Come for our class, time us and judge your own understanding of what we taught!

• Introduction to Global Investing -- Learn how to the Stock Markets, Foreign Exchange and Commodities market work, and then be able to explain it to a 15 year old.

• Introduction to Global Wealth Building Instruments -- What should I choose for my Investment choices? The simple rule is this - if you do not feel secure enough to put your entire life savings into it, then the rest of the equation does not matter.

• Getting 15% p.a. consistently and then making it "capital guaranteed" -- Our unique strategy for our clients to achieve 15% p.a. from MAS approved investment instruments, and then creating a "special safety net" to ensure that it becomes "capital guaranteed".

"Capital guaranteed" is a macro-economic strategy we use to protect our investments, not in the legal sense as there is no corporate underwriter to legally guarantee it.

• How Portfolio Diversification can work against you -- Is a cup half empty or half full? It depends on who is pouring! Learn to spot the difference between good diversification and bad diversification.

Module 4b - The Nuts and Bolts of Investments

... continued from Module 4a

• Property Cycle Investing -- The difference in thinking like a home owner and thinking like an investor. Make this mistake and you will be stuck with an illiquid investment.

• Creating Your Investment Path -- Always use Investment Professionals, unless you are willing to commit the time and hardwork to be one! Learn the steps to choose great Investment Professionals who will support your Personal Finance map.

• Using Risk to Your Advantage -- Making High Risk investments safe for you by manipulating liquidity and time frames.

• Bonus* -- Advanced global investment strategies. Details withheld. This segment may or may not be taught depending on facilitator and audience interest level.

Module 5 - Protecting our Future

Personal Finance protection covers everything that may affect our finances now or ten years down the road. The best way to set this up is to use a multi-layered way of insurance and back door exits.

• Asset Allocation -- Be able to differentiate in your real terms, between liquid and illiquid investments. An investment can be technically considered "liquid", yet will cause you to lose money if you are forced to sell it. "Low risk" life insurance or annuity schemes can turn into illiquid money-losing investments when you buy them at the incorrect time. You can lose tens of thousands with this mistake.

• Asset Protection -- Be introduced to various forms of insurance and instruments that would protect your capital investments.

• Insurance Coverage -- The coverage that can protect your 10 years of savings from being wiped out in one month. Cut your insurance premiums by at least 50% and still enjoy higher level of protection.

• Most Efficient Way to Fund Your Retirement -- Do you choose a fixed payout from bonds, or equities or life insurance or live off your savings? We will show you the best way to withdraw it tax-free and consistently allowing your fund to grow while withdrawing.

• Note -- We do not sell insurance products, there is a finance professional on site to provide you with personal insurance advice.

Module 6 - Increasing Your Earnings

Ask anyone why they want to earn more and usually the answer is to "have more money". What if I told you that when you earned more - you get to spend less, you get to worry less about your financial obligations, you make your job even more secure and you increase your financial protection for your family?

This only happens if you do it in the right way. As they say: "The rich get richer."-Time to get rich, and get richer.

• Increasing Your Earning Return-on-Investment (ROI) -- The 1000% return investment that most people give up, once they leave school.

• The Core Skills to Actively Increase Your Value -- 3 Steps to power that would keep you focused day to day and build new layers of value every day you step into office.

• Learning the Concept of Corporate Growth -- You will be able to see through the day-to-day challenges of your workplace and then analyse if you are in the correct type of company that would support your long term goal.

• Your Passion Plan -- Create a structured plan to increase your earnings rather than leaving it passively to the government or your company.

Module 7 - Our Gift to the World

Giving to charity is frequently marketed from a guilt, sympathy or peer pressure angle. The ones with the most horrifying pictures or the most peer pressure, usually gets the most sympathy money. However, that strips away the inner joy of charity from the heart.

Experience an inner joy that only the richest and purest of hearts get filled with. The joy of giving charity without the world purposely knowing and the world purposely giving shallow praise.

• The Highest Form of Wealth -- Following the path of Billionaires.

• Blessing the world with your gifts beyond donations -- It is not the amount; it is opening the heart from scarcity to generosity. You also become the most powerful role model to your children of living a generous and gracious life.

• The Global 1% Charity -- Now that we can use global economies to enhance the value of our charity dollar, it can take only $1 a day to change the world.

Module 8 - Create Your Map to Finance Your Passion

It is time to whip out our map now that we know where we are going and the tools that are available to us. We will mark out the roads that we want to take, so that we can have the easiest, most fun and safest route to our Financial Independence!

The processes in this last segment are taken from accelerated learning systems all over the world to help you bring your knowledge from your brain into your life. This is where peak performance meets classroom lecture fundamentals!

• The Recipe! - Designing Your Path to Passion -- This is the MOST critical segment of the whole workshop because we will guide you exactly how to create the process in the correct sequence and timing. You can have the correct raw ingredients but if the sequence is wrong, you will not get your $100,000 p.a. passive income at retirement! (or $200,000 to $300,000 for some of you..)

• Peak Performance Emotional Based Goal Setting

• Designing Your Path to Passion

• Your Power Moment of Commitment

We always end our class with everyone ready to step out as masters of their own Personal Finance!